Skip to the content

Archives: 2023

Debunking 5 Medigap Misconceptions

Debunking 5 Medigap Misconceptions

As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...

The Importance of Adapting Your Insurance to Your Business Growth

The Importance of Adapting Your Insurance to Your Business Growth

Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...

How to Ensure Your Home is Prepared to Weather Any Storm

How to Ensure Your Home is Prepared to Weather Any Storm

Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...

Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance

Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance

Today we are celebrating National Grandparents' Day, which always falls on the first Sunday after Labor Day. September 10 also marks the start of Assisted Living Week this year. Similar to Mother’s Day and Father’s Day, Grandparents' Day is an entire day dedicated to grandparents. It is an opportunity to treasure the special connection between grandparents and children, which has been proven to be beneficial...

Do Graduate Students Need Life Insurance?

Do Graduate Students Need Life Insurance?

Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...