Is Your Small Business Recession Proof?
Posted: June 4, 2022
The time to recession-proof your business is before the economy starts to downturn. Later may be too late to turn the ship around. Careful planning and taking specific steps now can help you prepare your small business for future downturns and marketplace changes. Get a Handle on Your Cash Flow Many businesses fail because of problems with cash flow. It is important to know your...
6 Things You Shouldn’t Store in Your Garage
Posted: June 1, 2022
A garage helps protect your vehicles from exposure to the elements. It can also be a convenient location for storing items you don’t want to keep in the house. Keeping some items in the garage can create a health and safety risk for you and your family. Never store these six things in your garage: Propane Tanks If you barbecue outdoors, you may keep propane...
How to Get Health Insurance After Adopting a Child
Posted: May 25, 2022
Welcoming a new member to your family is one of life’s most rewarding and fulfilling experiences. Whether you are adopting a new baby or an older child, adoption is treated as a “qualifying life event” that allows you to purchase health insurance. A qualifying life event triggers a special enrollment period that allows you to put health insurance in place for your new family member...
How to Prepare For Your “Welcome to Medicare” Visit
Posted: May 21, 2022
If you are new to Medicare, you are embarking on a new phase in your healthcare journey. One of the first things you will do is schedule a “Welcome to Medicare” visit. Medicare covers this visit. When scheduling this first visit, ensure the medical provider you choose accepts Medicare. When you choose your Medicare plan, ensuring you will retain access to your usual doctor could...
Common Types of Surety Bonds & How They Work
Posted: May 19, 2022
A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...