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Archives: 2020

Tips For Maintaining An Older Car

Tips For Maintaining An Older Car

More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...

The Importance Of A Yearly Physical With Your Doctor

The Importance Of A Yearly Physical With Your Doctor

One of the reasons why it is so important to have health insurance is that it makes it possible to get yearly physical exams and preventative medical care. Conscientiously getting your annual exam is one the best things you can do for your health. The following are some of the reasons why a yearly physical is so critical to your health overall. Reasons To Get...

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?

Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...

Insurance Coverage For Churches

Insurance Coverage For Churches

Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...

Understanding Your Personal Umbrella Policy

Understanding Your Personal Umbrella Policy

A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...